Best Portfolio Trackers with Tax Reporting (2026)
"Tax reporting" means very different things depending on the tool. Some portfolio trackers generate a real capital-gains report with a choice of cost-basis method. Others log your dividends and call it done. A couple don't calculate tax figures at all — they just show you a net-worth number and leave the tax math to you. We checked what each of five popular trackers actually does at tax time, not just what their marketing page claims.
Quick comparison
| Tool | Cost-basis methods | Capital gains report | Price |
|---|---|---|---|
| Sharesight | Yes (varies by region) | Yes, from Starter plan up | $7–$23.25/mo |
| Zyvo | FIFO & Average Cost | Yes, included | $8/mo or $80/yr |
| Snowball Analytics | None | No — dividends only | Free–$149.99/yr |
| Kubera | None | No — rough manual estimate | $249/yr |
| Empower | Paid tier only | No, on free tier | Free, or 0.89% AUM |
Sharesight — best for multi-jurisdiction tax compliance
Sharesight generates real capital-gains and dividend tax reports, and it's built specifically to handle the rules of the country you're filing in. That depth is genuinely useful if you're filing outside the US and need a report that already matches your local tax authority's format. The catch: the Free plan has no tax reports at all — you need at least the Starter plan ($7/mo billed annually) to get them, and holdings are capped until you move up further.
Zyvo — best for choosing your own cost-basis method
Zyvo generates a tax report with a one-click switch between FIFO and Average Cost, so you can see exactly how your realized gains change depending on the method — with proper lot-by-lot tracking, not an approximation. It's included on the single $8/mo plan with no separate tier to unlock it, and exports to CSV for handing to an accountant.
Snowball Analytics — strong dividends, no capital gains math
See the full Zyvo vs Snowball Analytics comparison for the details.
Snowball's dividend tracking is genuinely excellent — automatic withholding-tax logging, recalculated from your saved tax parameters. But its own documentation is explicit that there's no support for cost-basis valuations, and multiple independent reviews confirm it: no FIFO, no LIFO, no capital-gains report of any kind. If dividends are your main concern, Snowball does that well. If you need to know your realized gain on a sale, it can't tell you.
Kubera — net worth, not tax
Kubera doesn't generate capital-gains or tax reports. It offers a rough manual tax-due estimate based on a cost basis and tax rate you enter yourself — no country-specific rules, no automatic lot tracking. That's consistent with what Kubera is actually built for: a net-worth balance sheet across every asset you own, not investment-performance or tax-lot accounting.
Empower — tax-aware investing is a paid-advisory feature
Empower's free dashboard doesn't produce capital-gains or realized-gains reports. Tax-aware investing exists, but only inside the paid Personal Strategy advisory service, which charges 0.89% of assets annually and requires a $100,000 minimum. For the free tier that most people actually use, tax reporting isn't part of the deal.
The honest verdict
- Filing outside the US with country-specific rules: Sharesight's regional tax-report templates are hard to beat, if you're on at least the Starter plan.
- Want to compare FIFO vs Average Cost before you file: that's specifically what Zyvo is built for, on a flat plan with no tax-report tier to unlock separately.
- Only care about dividend withholding tax, not capital gains: Snowball Analytics handles that well and nothing else here does it better.
- Don't need tax figures at all, just net worth: Kubera or Empower's free tier will do, with the understanding that you'll need another source for anything tax-related.