Zyvo
Institutional-grade portfolio analytics

Track every investment in one powerful dashboard

Zyvo Tracker consolidates your stocks, ETFs, and crypto from every broker into a single, real-time view — with true performance metrics including TWR, IRR, dividend tracking, and benchmark comparison. Built for serious DIY investors who have outgrown spreadsheets.

Full access for 14 days  ·  No charge today  ·  Cancel anytime

Multi-broker support Stocks, ETFs & Crypto True TWR & IRR No spreadsheets needed
14 daysFree trial
$8/moAfter trial
10+Asset types
30+Currencies
zyvo-portfolio.netlify.app
Z Zyvo v1.0 · live ⬡ Overview ◉ Analytics ⇄ Transactions ▦ Portfolio ↗ Performance ◈ Consolidated ◎ Investors ACTIVE INVESTOR P&E Portfolio Overview EUR Portfolio Value $284,650 ▲ +18.4% total return Unrealized P&L +$44,210 vs $240,440 cost Realized P&L +$12,840 from closed trades Total Dividends $361.20 9 dividend payments Portfolio Value Allocation 62% Stocks Stocks 62% Crypto 28% ETFs 10% Top Movers NVDA 10 sh · avg $165 +$14,220 BTC 0.17 BTC · avg $32,400 +$10,680 GOOGL 25 sh · avg $112 +$1,825 TSLA 10 sh · avg $270 -$1,050 Portfolio vs S&P 500 Your Portfolio S&P 500 (SPY)

How it works

From broker to insight in three steps

Set up your complete portfolio in under a minute. No broker API keys or integrations required.

01

Add your holdings

Enter transactions manually or import a CSV from any broker. Log buys, sells, and dividends across stocks, ETFs, and crypto in any currency.

02

Zyvo calculates everything

Real-time pricing, Time-Weighted Return (TTWROR), Internal Rate of Return (XIRR), benchmark deltas, allocation breakdown, and monthly cash flow — all computed automatically on every update.

03

Understand your performance

See exactly how your portfolio compares to the S&P 500, Nasdaq, or Bitcoin. Track realized and unrealized gains per position and export your full history at any time.

Features

Built for serious investors

Every section of the dashboard is accessible from day one — explore freely, no hidden menus. A few advanced widgets are reserved for Pro.

📈

True Performance Metrics

Time-Weighted Return (TTWROR) and Internal Rate of Return (XIRR) — the same metrics used by professional fund managers to evaluate portfolios fairly across any time period.

⚖️

Benchmark Comparison

Compare your portfolio against the S&P 500, Nasdaq 100, or Bitcoin over any period with an interactive overlay chart. Know whether you are actually beating the market.

💸

Dividend Income Tracking

Log dividend payments per position and view annual income trends. Understand your total yield alongside unrealized capital gains in one unified dashboard view.

🌐

Multi-Broker & Multi-Currency

Consolidate holdings from IBKR, Binance, Trading 212, Degiro, Revolut, or any broker. Supports 30+ currencies with automatic FX conversion to your base currency.

👥

Multi-Investor Management Pro

Manage separate portfolios for family members, clients, or investment strategies — each with independent analytics and a single consolidated overview across all investors.

📅

Period Filters & Full History

Filter all metrics and charts by YTD, 1Y, 3Y, or All Time. Monthly P&L heatmap, cash flow breakdown, and complete transaction history always available.

What users say

Trusted by investors who outgrew spreadsheets

Real feedback from our early-access community.

★★★★★
"I had holdings across IBKR, Binance, and a local broker. Zyvo was the first tool that actually unified everything. The TWR chart alone replaced a full Google Sheet I had been maintaining for two years."
M
Marco D.
DIY investor · Berlin
★★★★★
"The benchmark overlay against the S&P 500 is brutally honest. I realized my stock-picking was not beating a simple index fund. Now I actually know. That insight alone is worth more than any feature."
S
Sophie R.
Portfolio manager · Amsterdam
★★★★★
"I track portfolios for myself, my wife, and my parents. The multi-investor consolidated view is the killer feature — six accounts, one chart, the full picture. Nothing else does this."
A
Arnaud L.
Family investor · Paris

Pricing

One plan. Everything included.

Every feature, unlocked from day one. Try Zyvo free for 14 days, then continue for $8/month or save with annual billing.

Pro
$8
/ month — billed monthly

14 days free, no charge today. Cancel anytime during the trial.


  • Unlimited investor portfolios & consolidated view
  • Unlimited transactions
  • Full dashboard — every section, every chart
  • Portfolio risk analytics (concentration & dispersion)
  • Tax report by year, with CSV export
  • Benchmark comparison (S&P 500, Nasdaq, MSCI World, Bitcoin & more)
  • Live real-time prices (15s refresh)
  • Dividend income tracking · TWR & IRR metrics
  • CSV export at any time
  • Priority support & early access to new features

No charge today · cancel anytime during the trial

How Zyvo compares

Zyvo
Sharesight
Price for multi-portfolio + advanced reports
$8/mo
$18/mo
TWR & IRR performance metrics
✓
✓
Tax report export
✓
✓ (higher tiers)
Portfolio risk analytics
✓
✕
Live real-time prices
✓
✕

Competitor pricing verified independently, subject to change — see their site for current plans.

Security & Privacy

Your data is yours

Zyvo is designed around your privacy. Broker connections are optional, read-only, and never store your broker password.

🔐

Encrypted authentication

Secure login powered by Supabase Auth. Your credentials are never stored in plain text or shared with third parties.

🏦

Read-only broker access

Connecting a broker is optional. When you do, Zyvo only ever requests read-only access to holdings and transactions — never trading permissions, and your broker password is never seen or stored by Zyvo.

💾

Full data portability

Export everything as CSV at any time. Delete your account and all associated data instantly — no lock-in, no data retention.

🔒

HTTPS everywhere

All data transmitted over TLS. Hosted on Netlify's enterprise-grade infrastructure with global CDN and 99.9% uptime.

About Zyvo

Built by investors, for investors

Zyvo was born out of frustration with broker apps that show you a balance — but not a true performance picture. We wanted a tool that answers the question every serious investor asks: "Am I actually beating the market?"

We built Zyvo to give individual investors access to the same analytical depth used by professional fund managers — time-weighted returns, IRR, benchmark comparisons, and dividend yield analysis — without requiring a Bloomberg terminal or a finance degree.

— The Zyvo Team

Ready to understand your portfolio?

Join investors who replaced their spreadsheets with Zyvo. Start your free trial in 30 seconds — no broker API, no friction.

Full access for 14 days  ·  No charge today  ·  Cancel anytime

© 2026 Zyvo. Portfolio tracker for investors worldwide.
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✦ Pro — Unlock live real-time prices, portfolio risk analytics & multi-investor management for $8/mo
Zyvo
v1.0 · live
⬡ OverviewSummary
⇄ TransactionsHistory
▦ PortfolioPositions
↗ PerformanceTWR · IRR
◉ AnalyticsCharts
◈ ConsolidatedAll investors
◎ InvestorsManage
LIVE
Active investor✎
Display currency
Next step
Add your first transaction to start tracking performance.
Overview
Portfolio · All positions
⌕
Welcome to Zyvo — set up your portfolio in three steps
Complete the steps below to get your first real performance snapshot. You can skip this at any time.
Skip setup ×
📥
Step 1 of 3
Add your holdings
Log your first buy transaction — any stock, ETF, or crypto from any broker.
Add first transaction →
🔀
Step 2 of 3
Consolidate your portfolio
Add positions from all your brokers and label each transaction with its source.
View your positions →
📊
Step 3 of 3
Analyze your performance
Explore your TWR, IRR, benchmark comparison, and dividend income history.
View performance →
■ Portfolio Summary
Tier-1 KPIs
Portfolio Value
—
—
Total Return
—
—
Time-Weighted Return TWR
—
Eliminates cash flow distortion
Internal Rate of Return IRR
—
Annualized return on capital deployed
Dividend Yield
—
—
vs Benchmark Alpha
—
TWR vs S&P 500 equivalent
Portfolio Value
Cumulative capital over time
Allocation
By current value
△ Risk & Allocation
Fees by Broker
Asset Allocation
By type
⇅ Cash Flow
Cash Flow
Buys vs Sells over time
📈 Performance Analytics
Equities
—
—
Crypto
—
—
🔒

Top Movers with live prices is a Pro feature.

Top Movers
☰ Recent Transactions
DateSymbolTypeSideQtyPriceTotalDaysBroker
📖 Understanding your dashboard

A short reference for every metric and section on this page — what it measures, and how to read it.

💰Portfolio Summary
Portfolio Value

The current market value of everything you hold, converted to your display currency. The small percentage next to it is the change since your first transaction.

Total Return

Unrealized gain or loss in cash terms — current value minus what you paid (cost basis).

Time-Weighted Return TWR

Your return with the effect of deposits and withdrawals removed. Use this to compare your performance fairly against a benchmark or another investor.

Internal Rate of Return IRR

Your annualized return weighted by the actual size and timing of your cash flows — closer to "what rate of return did my money really earn."

Dividend Yield

Total dividends received as a percentage of cost basis — your income return, separate from price appreciation.

vs Benchmark Alpha

How your TWR compares to a passive index (default S&P 500). Positive means your decisions outperformed simply holding the index.

△Risk & Allocation
Fees by Broker

Total trading fees paid, grouped by broker — useful for spotting where costs are eating into returns.

Asset Allocation

How your capital is split by asset type (stocks, ETFs, crypto). A quick check on diversification and concentration risk.

Portfolio Value chart

Cumulative capital deployed over time, so you can see growth trajectory at a glance.

Allocation chart

Current value broken down by individual symbol — your biggest positions stand out immediately.

⇅Cash Flow & Activity
Cash Flow chart

Buys vs. sells over time, so you can see when you were deploying capital versus taking profits.

Equities / Crypto split

Current value held in traditional securities vs. crypto assets.

Top Movers Pro

Your best and worst performing positions today, ranked by live intraday price movement.

Recent Transactions

Your latest logged buys, sells and dividends. Open the full Transactions view to filter, edit, import or export.

ℹ️
Analytics — deep-dive chartsExplore P&L breakdown by asset, monthly cash flow heatmap, cumulative return vs benchmark, and distribution analysis. Use the period filter in the topbar to focus on a specific time range.
P&L by Asset
Unrealized per symbol
Transaction Volume
Monthly
Stocks vs Crypto
Monthly stacked
P&L Summary
Monthly Heatmap
Net capital flow
Portfolio vs Benchmark
Loading benchmark…
ℹ️
Transactions — your raw dataLog every buy, sell, and dividend payment here. Each entry should include the exact date, quantity, price, and broker. This is the foundation all your analytics are built from. Use the Import button to bring in a CSV from your broker.
All Transactions
DateSymbolTypeSideQtyPriceTotalFeeDivCCYDaysBrokerNotesActions
ℹ️
Portfolio — your current positionsThis view shows your open positions with cost basis, current market value, and unrealized gain or loss per symbol. Switch the investor selector in the sidebar to see positions for different portfolios.
Open Positions
SymbolTypeQtyAvg CostMkt PriceValueG/PG/P %DaysWeight
Distribution
Type Split
ℹ️
Performance — the metrics that matterTime-Weighted Return (TTWROR) removes the effect of cash flows so you can compare your returns fairly against any benchmark. IRR (XIRR) weights your actual capital deployed over time. The benchmark chart shows whether your decisions have added value vs a passive index.
Benchmark vs
🔒

Portfolio Risk analytics is a Pro feature.

Portfolio Risk
Concentration & return dispersion across your holdings
Cumulative Return vs Benchmark
Per-Symbol P&L
Dividend Income by Year
Realized vs Unrealized + Dividends
Monthly Net Invested
ℹ️
Consolidated — all investors in one viewThis view aggregates positions and returns across every investor you manage. Add additional investors in the Investors section, then return here for a combined overview. Available on the Pro plan.
Value by Investor
Return % by Investor
All Positions Combined
SymbolTypeInvestorQtyAvgValueG/PG/P %
ℹ️
Investors — manage multiple portfoliosCreate separate investor profiles for yourself, family members, or client accounts. Each investor has independent transactions and analytics. Switch between them at any time using the selector in the sidebar.
Investors
⏳

Your 14-day trial has ended

Your data is safe and waiting for you — upgrade to keep tracking your portfolio with Zyvo.

New Transaction
Add Investor
Tax Report

Realized gains use the same average-cost method shown throughout Zyvo. Short-term / long-term is approximated from each symbol's first buy date. This report is for reference only — it is not tax advice; confirm figures with an accountant or your local tax software before filing.

Sell DateSymbolQtyProceedsCost BasisGain/LossHeldTermBroker
Dividend income this year
Import CSV
↑
Drop CSV or browse
UTF-8 · .csv
Flexible column matching
Date
2024-03-15
Symbol
AAPL, BTC
AssetType
stock/crypto
Side
buy/sell
Qty
10 / 0.05
Price
185.20
Fee
opt.
Currency
EUR/USD/HUF
Broker
opt.
First row = header
Manual Market Prices
BTC always from Binance WS · all others editable

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