A Portfolio Tracker That Surfaces Risk Before You Notice It
Most portfolio trackers are passive — they show you numbers when you open the app and nothing in between. Zyvo runs five checks against your actual portfolio automatically, so a few specific kinds of risk don't have to wait for you to notice them yourself.
The five alert types
Concentration risk
Fires when your portfolio's Herfindahl-Hirschman Index (HHI) crosses into "high concentration" — a score of 2,500 or above, the same math used in Zyvo's concentration calculator.
Approaching long-term capital gains
Flags a position with a meaningful unrealized gain that's within about 45 days of crossing the one-year mark — the point where a sale could shift from short-term to long-term tax treatment.
Benchmark comparison
Compares your time-weighted return against a benchmark index and flags a meaningful, sustained gap — in either direction.
Broker sync status
Flags when a connected broker's automatic sync has failed or gone stale, so you notice before you're looking at out-of-date positions without realizing it.
Single-holding weight
Warns once any single position passes 25% of total portfolio value, escalating to critical at 40% — a simpler, plainer companion to the HHI check above.
Why this is harder than it looks to do well
The easy version of "alerts" fires once and then nags forever, or fires once and never checks again even if the situation gets worse. Zyvo's alerts use fingerprinted dismissal: dismissing an alert clears that specific situation, but if the underlying number moves meaningfully — a concentrated position grows further, a new position crosses a threshold — the alert can re-appear, because the thing you dismissed genuinely isn't true anymore. A dismissal from months ago doesn't silently mask a portfolio that's since become genuinely risky.
You're in control of which ones fire
All five alert types can be switched on or off independently in your preferences, and the single-holding thresholds (25%/40% by default) are adjustable. If concentration risk isn't something you want flagged — maybe you're deliberately concentrated in a stock you understand well — you can turn just that check off without losing the other four.
Frequently asked
What kinds of alerts does Zyvo have?
Five: portfolio concentration risk (HHI), a position approaching the one-year long-term capital gains mark, your return versus a benchmark index, a connected broker's sync status, and any single holding becoming an outsized share of your portfolio.
Does Zyvo send email, push, or SMS alerts?
Not today. All five alert types show up in an in-app notification bell with its own panel — you'll see them when you have the app open, not as an unprompted notification to your phone or inbox.
Can I turn individual alert types on or off?
Yes. Each of the five alert types can be enabled or disabled independently in your alert preferences, and the single-holding thresholds are adjustable.
Will a dismissed alert come back?
Only if the underlying situation changes meaningfully — for example, a concentrated position growing further, or a new position crossing a threshold. Dismissing an alert doesn't silence that alert type forever; it silences that specific, unchanged situation.
See the alert bell on a real sample portfolio — no signup required.
Explore concentration risk, tax reports, and TWR/IRR before deciding.
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