The Zyvo Blog
Straight explainers on portfolio performance, risk, and taxes — written for DIY investors who want the real math, not just a headline number.
How to Record Stock Splits & Broker Transfers
Splits, mergers, spinoffs, and transfers between brokers break most trackers. Here's how to record each one correctly by hand so your positions reconcile.
Read more →Best Portfolio Trackers with Tax Reporting (2026)
Sharesight, Kubera, Snowball Analytics, Empower, and Zyvo compared on cost-basis methods, capital gains reports, and price.
Read more →How to Track a Portfolio Across Multiple Brokers
A practical, step-by-step walkthrough for consolidating stocks, ETFs, and crypto held across several brokers into one accurate view.
Read more →Average Cost vs FIFO: Which Tax Method Should You Use?
The same sale can produce two different taxable gains depending on which cost basis method you use. Here's the real difference — and when it matters.
Read more →Why a Portfolio Tracker Actually Matters Today
Fragmented accounts, DIY investing, and crypto have made "I'll just remember" a genuinely bad strategy. Here's why tracking properly isn't optional anymore.
Read more →How to Track a Multi-Broker, Multi-Currency Portfolio Without Losing Your Mind
If your investments are split across brokers and currencies, here's why spreadsheets break down — and what actually needs to happen to get one accurate view.
Read more →Portfolio Concentration Risk: Why "Diversified" Often Isn't
Owning 15 different stocks doesn't automatically mean you're diversified. Here's how concentration risk actually works, and how to measure it.
Read more →TWR vs IRR: What's the Difference, and Which One Should You Actually Trust?
Your brokerage's "return" number might be answering a question you didn't ask. Here's the difference between Time-Weighted Return and Internal Rate of Return — and when to use each one.
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