This is a lightweight version of the Zyvo Tracker page for search engines and link previews. View the full interactive site →
For investors with multiple brokers
Zyvo tracks cost basis lot by lot across every broker and currency, and exports your realized gains ready to file: Form 8949 in the US, an HMRC-matched Capital Gains Report in the UK.
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How it works
Set up your complete portfolio in under a minute. No broker API keys or integrations required.
Connect your brokers, import a CSV, or add transactions manually. Track stocks, ETFs and crypto across accounts and currencies.
Auto-refreshing prices, Time-Weighted Return (TWR), Internal Rate of Return (XIRR), benchmark deltas, allocation breakdown, and monthly cash flow — all computed automatically on every update.
At tax time, export realized gains as Form 8949 — Parts I and II split by holding period, acquisition dates included, lot by lot. The same data also shows how you compare to the S&P 500, Nasdaq, or Bitcoin.
Why not just use a spreadsheet?
A spreadsheet can total your balance. It can’t correctly compute time-weighted return across irregular deposits and withdrawals, refresh prices automatically, or overlay a benchmark — and one broken formula can throw off months of numbers with no way to notice.
Features
Every section of the dashboard is accessible from day one — explore freely, no hidden menus. A few advanced widgets are reserved for Pro.
Realized gains per tax year, FIFO lot by lot with acquisition dates — exported in the shape your filing takes: Form 8949 Parts I and II, ready for your preparer. Wash sales are detected across all your brokers and reported in columns (f)/(g), including the cross-broker ones a single 1099-B can't see. Zyvo also catches transfers between brokers that got misrecorded as a sale and a purchase — the kind that report a capital gain you probably don't owe. Sales with no purchase on record are flagged, never guessed.
Consolidate holdings from Interactive Brokers, Binance, Trading 212, DEGIRO, and dozens of other brokers — or any broker at all via CSV import. Supports 30+ currencies with automatic FX conversion to your base currency.
Time-Weighted Return (TWR) and Internal Rate of Return (XIRR) — the same metrics used by professional fund managers to evaluate portfolios fairly across any time period.
See when your portfolio is less diversified than it looks. Zyvo scores concentration across your consolidated holdings and flags it when one position — or your top few combined — is quietly dominating your risk, even when it's spread across several brokers.
Learn how concentration risk actually works →
See the exact HHI thresholds →
Compare your portfolio against the S&P 500, Nasdaq 100, or Bitcoin over any period with an interactive overlay chart. Know whether you are actually beating the market.
Zyvo watches this for you automatically →
Zyvo watches your portfolio in the background and flags five specific things automatically: concentration risk, a position approaching its one-year long-term capital gains mark, how you're doing against a benchmark, whether a connected broker's sync has failed, and any single holding becoming an outsized share of your portfolio. All in-app — no email, push, or SMS today.
When a company you hold merges, spins off a new entity, or changes its ticker, Zyvo adjusts cost basis and holding period automatically — refusing to guess when a position traces back to more than one original purchase, the same discipline used for wash sale detection.
Log dividend payments per position and view annual income trends. Understand your total yield alongside unrealized capital gains in one unified dashboard view.
Filter all metrics and charts by YTD, 1Y, 3Y, or All Time. Monthly P&L heatmap, cash flow breakdown, and complete transaction history always available.
Manage separate portfolios for family members, clients, or investment strategies — each with independent analytics and a single consolidated overview across all investors.
See an estimated tax bill on your realized gains — calculated automatically from your transaction history, using your country's own rules. US federal: short-term/long-term stacking, 3.8% NIIT, dividends and prior-year loss carryforward. State tax modeled for California, New York, Massachusetts, Illinois, Pennsylvania, North Carolina, Arizona, Kentucky, Georgia, Ohio, Michigan, New Jersey, Virginia, Indiana, Maryland, Missouri, Wisconsin, Colorado, Minnesota, South Carolina, Alabama, Louisiana, Oregon and Oklahoma (with county and city income tax in Maryland, Indiana, Michigan and Ohio), plus Washington's capital gains tax and the 8 states with no state income tax — 33 states in total. UK: Section 104 matching per HMRC helpsheet HS284, with the Annual Exempt Amount — and a full Capital Gains Report export showing the exact matching rule (same-day, bed & breakfasting, or Section 104 pool) behind every disposal. Germany: Abgeltungssteuer with FIFO applied per Depot. Not tax advice — the Form 8949 export (US) or Capital Gains Report (UK) above is the part your preparer files.
Compare tax reporting across trackers →
See the tax impact of a sale before you make it — enter a quantity and price for any position, and get the estimated marginal tax using the same FIFO lot matching as your real Form 8949. Decide with the number in front of you, not after you've already sold.
Track real estate, cash, retirement accounts, and any other assets or debts right alongside your portfolio. Every investor profile gets its own net worth, and Consolidated adds them all up, whether that's you and a partner, or a company you manage on the side.
See how this compares to Kubera →
Broker Connectivity
Connect and sync supported brokers automatically, or import any broker’s transaction history from a CSV export — no broker password required, and full control over your data either way.
Interactive Brokers · DEGIRO · Trading 212 · Fidelity · Charles Schwab · Robinhood · Coinbase · Binance · E*TRADE · eToro · Kraken · Webull · Wealthsimple · Questrade · TradeStation · AJ Bell · BUX · + any other broker, via CSV import
Pricing
Free forever for manual & CSV tracking, unlimited transactions, and the full dashboard. Upgrade to Pro for broker sync, tax reports & multi-investor tools — try Pro free for 14 days, then $12/month or $99/year (save 31%).
Pro: $12 / month — billed monthly
14 days free, no charge today. Cancel anytime during the trial.
No credit card required · no charge today · cancel anytime during the trial
How Zyvo compares
| Zyvo | Sharesight | |
|---|---|---|
| Price for multi-portfolio + advanced reports | $12/mo | $18/mo |
| TWR & IRR performance metrics | ✓ | ✓ |
| Tax report export | ✓ | ✓ (higher tiers) |
| Portfolio risk analytics | ✓ | ✕ |
| Price updates | Auto, every 60s | Delayed ~15-20 min |
Competitor pricing verified independently, subject to change — see their site for current plans.
Read the full Sharesight comparison →
How Zyvo compares to Kubera
| Zyvo | Kubera | |
|---|---|---|
| Price | $12/mo or $99/yr | $249/yr flat (≈$20.75/mo) |
| Tax report & capital-gains estimate | ✓ | ✕ |
| TWR & IRR performance metrics | ✓ | Limited |
| Net worth tracking | ✓ (manual entry) | ✓ (automated valuations) |
Kubera pricing verified from independent 2026 reviews of their published rate, subject to change.
Read the full Kubera comparison →
Security & Privacy
Zyvo is designed around your privacy. Broker connections are optional, read-only, and never store your broker password.
Secure login powered by Supabase Auth. Your credentials are never stored in plain text or shared with third parties.
Connecting a broker is optional. When you do, Zyvo only ever requests read-only access to holdings and transactions — never trading permissions, and your broker password is never seen or stored by Zyvo.
Export everything as CSV at any time. Delete your account and all associated data instantly — no lock-in, no data retention.
All data transmitted over TLS. Hosted on Netlify's enterprise-grade infrastructure with global CDN and 99.9% uptime.
About Zyvo
Zyvo was born out of frustration with broker apps that show you a balance — but not a true performance picture. We wanted a tool that answers the question every serious investor asks: "Am I actually beating the market?"
We built Zyvo to give individual investors access to the same analytical depth used by professional fund managers — time-weighted returns, IRR, benchmark comparisons, and dividend yield analysis — without requiring a Bloomberg terminal or a finance degree.
— The Zyvo Team
Join investors who replaced their spreadsheets with Zyvo. Start your free trial in 30 seconds — no broker API, no friction.
No credit card required · Full access for 14 days · Cancel anytime