The Interactive Brokers Portfolio Tracker That Actually Calculates Your Real Return

Interactive Brokers gives you detailed statements and trade confirmations — but a statement isn't a performance metric, and it doesn't tell you your real risk exposure across everything you hold. Zyvo turns your IBKR transaction history into true performance, tax, and risk analysis.

Why IBKR users need more than brokerage reporting

Interactive Brokers' own reporting is built around statements, trade confirmations, and account activity — genuinely useful for what it is, but it isn't designed to answer questions like "what's my actual annualized return, adjusted for when I deposited and withdrew cash?" or "how concentrated is my risk once I count every position together?" Those require analysis layered on top of the raw transaction data, which is exactly where Zyvo fits in. If you're comparing options more broadly, see the full Zyvo vs Sharesight comparison for how Zyvo's approach differs from another well-established tracker.

Real portfolio performance: TWR & IRR

Zyvo calculates Time-Weighted Return (TWR) and Internal Rate of Return (IRR) — the same metrics professional fund managers use to evaluate performance fairly across any time period, regardless of when you added or withdrew cash. Feed in your IBKR transaction history and get both figures automatically, rather than working them out yourself from raw trade data.

Tax reporting: FIFO and Average Cost

Zyvo generates a tax report with a one-click switch between FIFO and Average Cost, recalculating your realized gains lot by lot rather than as an approximation — useful if you're trying to understand how your IBKR trading activity affects your tax picture under either method. See Average Cost vs FIFO for exactly how the two methods differ, or how Zyvo's tax reporting compares to other trackers.

Zyvo also estimates the actual US federal tax owed on realized gains, stacking short-term and long-term gains against your filing status and income, with the 3.8% Net Investment Income Tax applied where it applies. To be direct about the boundary: this is US federal only — it doesn't calculate state tax, and it isn't full global tax compliance.

Concentration risk and diversification

Active IBKR traders in particular can end up with risk concentrated in a handful of positions without necessarily noticing, especially across options and margin positions layered on top of core holdings. Zyvo computes a Herfindahl-Hirschman Index (HHI) across your consolidated portfolio and separately flags any single holding once it passes 25% of total value, escalating to critical at 40%. Try the exact math yourself, with your own numbers, on the concentration risk calculator.

Net Worth tracking

Beyond the brokerage account itself, Zyvo's Net Worth view lets you track other assets and liabilities — cash, real estate, retirement accounts, mortgages — alongside your IBKR portfolio value, so you can see the full picture in one place rather than your brokerage balance in isolation.

Multi-broker visibility

Most IBKR users aren't exclusively on IBKR — a crypto exchange account, an old 401(k) rollover, a secondary broker for a specific market. Zyvo consolidates positions across all of them into one view, with automatic FX conversion if they're in different currencies. Zyvo also runs a set of proactive alerts in the background, including one that flags if a connected broker's sync has failed or gone stale, so a quiet sync failure doesn't leave you looking at out-of-date IBKR positions without realizing it.

Frequently asked